Loyalty points - The points earned by a quest by registering a successful check in with the loyalty program(through any channel).
Total banked points - It is total number of points that are successfully converted to the banked reward amount. Once the customer reaches threshold for conversion to banked rewards, their points are converted to banked rewards and reflected in their account (e.g 1$ spent = 1 point, 100 points =$10 banked reward)
Total points - Is the total points available is a users account via any means viz, loyalty check in, campaign, gift etc. Total points keep on accumulating and there is no deduction in it even some points have been converted to banked rewards.